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My grandfather has offered to pay 100% of tuition for grad school if I want to go. I’ve never really seen it as worth it unless I go to a T20 school, mostly for the network and prestige. I got decent grades at a non-target university (3.3 GPA), so I’m not certain I would even get accepted to a top school. I currently make 90k in a HCOL area working in commercial banking. I like where I live, my friend group and my life in this city. I’m not really looking to move and don’t have a T20 school in my city, closet one would be 2 hours away.
Would you consider the smart move to get a masters, considering its 100% paid for, even if its not at a T20? I would love to continue working while getting my masters, don’t see any reason to stop earning income for 2 years. Or are masters just not really worth it especially if I’m not looking to change careers.
There's no right or wrong answer here. You need to look at (1) where you want to be in the future (generally speaking) and (2) what type of degree you'd be getting. An advanced degree can be a way to stand out in crowded markets, but on the whole, we're noticing that these degrees are holding less and less weight.
Ask yourself: what else could you do with that time and money? Would your grandfather support a loan to start your own business? Or to get a wider variety of certifications/trainings that are relevant to what you want to do? A degree is great, but it's a big commitment. Is it really the best use of the resources you have available to you?
Rooting for you!